Imagine having a credit card that rewards you for eating at your favorite restaurant and getting even more perks than other cardholders. This is what you get with the American Express Preferred Rewards Gold Credit Card. You also get to enjoy many other perks such as credits for your favorite activities and more rewards for using the card.
But what about the average cardholder who doesn't often use the card? The American Express Preferred Rewards Gold Credit Card allows you to enjoy the card's perks even if you don't have to dine out or use the card overseas. All transactions can be done with the card and still gives you all of the benefits and features without restrictions.
If you're interested in learning more about the American Express Preferred Rewards Gold Credit Card, check out the article below to learn how to apply.
Discover More About the American Express Preferred Rewards Gold Credit Card
When it comes to credit cards, the American Express Preferred Rewards Gold Credit Card offers the best features and benefits.
This amazing credit card offers an incomparable lifestyle to many other credit cards offered today.
Check out what's in store for you with the American Express Preferred Rewards Gold Credit Card.
Earn Membership Rewards Points
With the American Express Preferred Rewards Gold Credit Card, you get to earn Membership Rewards Points for every transaction that you make with this credit card.
You get 4x the amount of points when you use the card at your favorite restaurant and another 4x rewards points at any partner US supermarket. You also get 3x rewards points for flight bookings.
As a rewards credit card, you get to earn this amount when you dine and travel at your favorite establishment.
Get the Best Welcome Bonus
The American Express Preferred Rewards Gold Credit Card also lets you earn a whopping 60,000 Membership Rewards points right after you spend at least $6,000 with your new credit card within the first 6 months of signing up.
With the rate that you're going, you should be able to receive this welcome bonus right after activating your card, knowing that you will be using it for your day-to-day transactions as well.
More Rewards Waiting For You
Aside from earning rewards points, cardholders can also earn even more rewards such as credits from their favorite restaurants and many other partners.
By adding the card as a payment method, you get $120 Uber Cash on Gold. You also get as much as $120 dining credit when you use the card at partner restaurants worldwide.
You then receive a $100 experience credit that is worth a minimum of a two-night stay at your favorite hotel through the American Express Travel portal.
Interest Rates and Other Charges
Cardholders enjoy the best offerings of the American Express Preferred Rewards Gold Credit Card, but they also have to deal with the interest rates and many other charges on the card.
While you may not have to deal with foreign transaction fees, you will still need to pay an annual fee worth $250. The annual percentage rate starts at 21.24% and goes up to 29.24%, the same as cash advances and penalty APR.
Late payment will be charged up to $10, and returned payments will be charged up to $40 for the cardholder.
Why Should You Apply for the American Express Preferred Rewards Gold Credit Card?
It is always a challenge to find the most suitable credit card for our current lifestyle.
While the American Express Preferred Rewards Gold Credit Card may cater to foodies who want to use the card for their next dining experience, the card still offers more than just reward points.
It has generous features for those who want to book their flights using the card and even on day-to-day transactions, especially with supermarket purchases. The credit card gives the most rewards to frequent diners, but there is still way more to offer for those who are not.
This makes the American Express Preferred Rewards Gold Credit Card the most suitable credit card for the average person who likes food and travel.
Contact Details
If you encounter any issues with the credit card or want more information, you can always contact their customer service department through their hotline at 1-800-528-2122.
They are open 24/7, and a representative can assist you with your concerns. You can also visit their main office, located at 200 Vesey Street, New York, NY 10285-3106.
How to Apply for the American Express Preferred Rewards Gold Credit Card
Applying for the American Express Preferred Rewards Gold Credit Card can be done in two different ways.
You can visit your local bank that offers the credit card to see if it is available, or you can apply directly on their official website.
The online application process is more convenient for any applicant interested in the card.
The guide below explains how to apply for the American Express Preferred Rewards Gold Credit Card online.
Online Application
To apply online, head over to the official website and select American Express Preferred Rewards Gold Credit Card.
Please read and review all of the credit card details to learn more. Once you're done, click on Apply to initiate the application process.
Please complete the online application form with your details and upload any required documents for the card. Please review everything before you submit your application.
Things to Remember When Applying
Take note that there will be specific requirements for you to apply for the card such as your credit score.
To apply, you must have a credit score of up to 850. You must also wait for their confirmation that you have been approved for the card before they send it to you by mail.
Once you receive your card, activate the card before you can use it.
Conclusion
The American Express Preferred Rewards Gold Credit Card offers more than just dining and travel for the average cardholder. It emphasizes daily transactions while also allowing you to enjoy the finer things in life without breaking the bank. Get to enjoy earning rewards and using those rewards to fund your next dining experience or vacation getaway!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
